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Calculators

Self-insured person contributions calculator

Calculate the monthly social and health insurance contributions you pay as a self-insured person, split by fund. Enter your chosen insurance income and select whether you are insured for general illness and maternity.

EUR

The amount must be between €620.20 and €2,300.00.

Optional. It entitles you to sick leave and maternity benefits and raises the contributions by 3.5%.

People born before 1960 pay 19.8% into the pension fund and do not contribute to a universal pension fund.

Contributions by fund

Pension fund (14.8%)
€91.79
Universal pension fund (5%)
€31.01
General illness and maternity fund (3.5%)
€21.71
Health insurance (8%)
€49.62
Contributions per month
€194.13
Contributions per year
€2,329.56

The contributions for each month are paid by the 25th of the following month.

The calculation uses the insurance income limits and rates in force from August 1, 2026.